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Commercial Combined (IRE)
Visit iSure UnderwritingOur Commercial Combined product provides broad coverage for over 700 different trades, including property damage, business interruption, and legal liabilities protection. Our underwriters have appetite to write a property bias, Ireland domiciled portfolio of commercial risks between €1,000 to €50,000 premium & under €10m TSI any one location. Our appetite is for a selection of low to medium hazard risks, enabling us to develop sustainable long term accounts with our clients.
PORTFOLIO MANAGER
Our portfolio managers have a wealth of experience in their niche line of business and combine this with a dedication to helping our broker partners win and retain more business.
Avril Cox
Director & Senior Underwriter, iSure Underwriting
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Avril Cox
Avril Cox is a director and senior underwriter at iSure Ireland, responsible for underwriting commercial insurance policies, broker development and marketing.
She joined iSure in November 2019, having spent over 15 years in the insurance industry working for MGAs and insurance companies.
Prior to getting into insurance Avril was an aspiring archaeologist and outside of work she volunteers on digs around Ireland and further afield. She also loves watersports, especially rowing.
“They say ‘if you love what you do you will never work a day in your life’ and I can honestly say I love what I do. I enjoy underwriting and the technical side of my job but also the social aspect, meeting brokers and developing relationships. There is an incredible sense of team within the company, despite the size and various departments and everyone really pulls together.”
COVERAGE AND LIMITS
We are committed to always providing clear detail on our specific risk appetite to allow you to better understand our underwriting proposition.
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THE TEAM
Our wider teams are made up of leading underwriters and dedicated suppport staff to ensure that your experience working with us is forever a positive one.
Barry O’Leary
Senior Underwriter & Director, iSure Underwriting
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Barry O’Leary
Barry O’Leary is a senior underwriter and director at iSure Underwriting, responsible for commercial combined new business and signing off on both MTA and EB referrals for team members.
He joined iSure/iFarm in July 2019 following 25 years working at Aviva in various commercial underwriting roles.
Outside of work Barry helps to coach GAA hurling and football for his local club St. Oliver Plunketts. He enjoys gardening and DIY projects.
“From day one, I was hugely impressed with the energy in iSure – I have acknowledged over a couple of years David Bearman’s entrepreneurial spirit and dedication to continue to evolve and further build a successful business. This “Tone at Top” cascades to all our businesses within Aventum and builds confidence among staff and respect among customers. Being part of the story is a sincere pleasure.”
Lewis Phillips
Commercial Underwriter, iSure Underwriting
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Lewis Phillips
Lewis Phillips is a commercial underwriter at iSure Ireland, responsible for reviewing broker submissions and referrals against the company’s risk appetite and acceptance criteria and responding to broker queries in a timely manner.
He joined iSure in July 2020 as the third member of the Cork office. He previously worked as an existing business commercial underwriter for a large insurer in Cork and prior to that worked as an Insurer Development Manager for a personal lines broker in Bristol.
Outside of work, Lewis and his wife love getting out and exploring the wonderful scenery Ireland has to offer. He enjoys walking the cliffs and finding nice country pubs along the way. His other favourite pastime involves cheering on the Welsh rugby team.
“I feel privileged to be part of such a great team and appreciate all the support I've received since joining the company. Engaging with our broker partners and working with them to secure business is one of my favourite parts of the job, and I hope to continue to strengthen these relationships the longer we work together. I’m also excited about what the future holds for iSure and the direction the company is heading in.”
Therese Smith
Commercial Underwriter, iSure Underwriting
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Therese Smith
Therese Smith is a commercial underwriter at iSure Underwriting, responsible for underwriting commercial renewals for both package and commercial combined policies.
She joined iSure in August 2019 working from the Cavan office. Prior to this, she worked as a commercial renewals underwriter with Liberty Insurance for 13 years.
Outside of work, Therese likes to get outside with her family as much as possible, from gardening to walking. She takes part in charity fundraisers and recently completed the 100k in 30 days, and the VHI Virtual Women’s Mini Marathon.
“I really enjoy my job, no two days are the same. I enjoy underwriting and working alongside our brokers on a daily basis. The team I work with are very supportive, friendly and dedicated and make my job very enjoyable. The pandemic has brought its challenges but I am very thankful for the support and flexibility the company has given me.”