Commercial Combined (IRE)

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Our Commercial Combined product provides broad coverage for over 700 different trades, including property damage, business interruption, and legal liabilities protection. Our underwriters have appetite to write a property bias, Ireland domiciled portfolio of commercial risks between €1,000 to €50,000 premium & under €10m TSI any one location. Our appetite is for a selection of low to medium hazard risks, enabling us to develop sustainable long term accounts with our clients.

PORTFOLIO MANAGER

Our portfolio managers have a wealth of experience in their niche line of business and combine this with a dedication to helping our broker partners win and retain more business.


Avril Cox

Director & Senior Underwriter, iSure Underwriting

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Languages:

English
French

COVERAGE AND LIMITS

We are committed to always providing clear detail on our specific risk appetite to allow you to better understand our underwriting proposition.

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Risk Appetite

Coverage/Limits

  • Protection from risks related to the day-to-day running of your business – from legal liability to property damage. We offer cover for over 700 trades – metalworkers, light engineering risks, manufacturing, hardwares, wholesalers, printers, food & drink, and many more.
  • €10 million sum insured any one location
  • Optional legal expenses cover
  • 30% seasonal increase
  • Exhibition cover
  • Goods in transit and money cover as standard
  • Standalone material damage cover – minimum premium €500
    • Replacement of locks & keys. €5,000 anyone claim
  • 30% increase in sum insured in November, December and Easter Bank Holiday
  • Property temporarily removed, 20% of the Sum Insured.
  • Contents temporarily removed, 20% of the Sum Insured
  • Fire brigade charges €25,000.
  • Contents whilst at exhibitions €50,000 any one period.
  • Cost of repairing damage to underground cables and pipes €25,000.
  • Trace and access €25,000.
  • Removal of debris. €25,000
  • Accidental breakage of fixed glass.
  • Computer breakdown. Optional Cover.
  • Money and Assault
  • Goods in Transit
  • Frozen Food (optional)
  • All risks to specified Equipment (optional)
  • Business Interruption

THE TEAM

Our wider teams are made up of leading underwriters and dedicated suppport staff to ensure that your experience working with us is forever a positive one.


Barry O’Leary

Senior Underwriter & Director, iSure Underwriting

Languages:

English
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Lewis Phillips

Commercial Underwriter, iSure Underwriting

Languages:

English
French
Welsh
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Therese Smith

Commercial Underwriter, iSure Underwriting

Languages:

English
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